If they’re involved in a collision, no vehicle owner wants to ponder what might happen. It’s in your best interest to be prepared for the possibility of needing auto body repairs if you drive regularly. Being that it makes getting a vehicle repaired seem much more confusing than it really is, rumors and myths surrounding the collision repair and insurance payout process exist unfortunately. To help you separate fact from fiction, we at Top Notch Auto Body & Mechanic would like to bust a few of the common most widespread auto body repair myths and why they are false.
Should I Get a Second or Third Auto Body Repair Estimate?
Is getting 3 estimates required if you are using your insurance? You have probably read that you should get at least three service quotes if in the event you have done any reading on getting estimates for auto body repairs. You are not actually required to get three estimates, although it is in your best interest to do so. You don’t need to get a specific number of estimates to qualify for coverage, however, you must get at least one if you’re submitting a claim to your insurance company.
Should You Take Your Car to the Dealership for Repairs?
To get your vehicle repaired, you do not have to use your dealership. If that’s what you need, most auto body repair shops can also get OEM parts but ensure to about it when you get an estimate.
Is it Hard to Get Insurance to Pay for Auto Body Repairs?
Depending on the type of damage your vehicle has, what caused it, and what type of coverage you have, the difficulty involved in getting your insurer to cover repairs. If you don’t have comprehensive coverage, insurance doesn’t usually cover:
– Hit-and-run accidents necessitated repairs
– Repairs for hail damage
– Due to acts of vandalism, dent fixes that are necessary
Read your policy thoroughly to understand what it covers, before you assume it’s difficult to get your insurance to pay up. You can call your insurance rep or ask an insurance pro at the body shop you choose, if you need help understanding your coverage and what it entails.
Can an Insurance Company Force You to Use the Body Shop?
You are by no means required to select any of those shops, although your insurance company likely has a few preferred auto body repair shops they know and trust. It is acceptable for you to take your vehicle there to get the work done if you find a repair shop you really like and it’s not on your insurer’s preferred list.
Are Major Auto Body Repairs an Inconvenience?
Getting auto body repairs is bound to disrupt your daily schedule in some fashion if you use your vehicle regularly. Experts generally offer a variety of concierge services that are specifically designed to make auto body repairs as non-disruptive to your life as possible.