Discovering someone has hit your legally parked vehicle can be overwhelming. Feeling anger and annoyance along with confusion and other emotions, many people do not know what their first move should be. Since finding out the nightmare someone has dented your vehicle, it is important to know how to handle such situations. With this in mind, we at Top Notch Body Shop & Mechanic would like to offer some suggestions on what you should do when you find your parked car has been hit by other drivers.
What to Do if Someone Hits Your Car & Leaves a Note?
A note either on your driver’s side window or your windshield is typical from a considerate driver that hits your vehicle. A solid indication the other driver is willing to take responsibility for paying for your vehicle’s auto body repairs is when the note contains contact information. Reach out to the driver via any contact information they gave you. In order to file an auto body repair claim, you will need their collision insurance information.
Check for a Witness Who Saw Your Parked Car Get Hit
Look around for witnesses who may have seen the collision if the driver who hit your vehicle wasn’t so considerate and didn’t leave a note. If your vehicle was parked on the curb, do not be afraid to knock on doors. If anyone happened to see the vehicle that hit your car and whether anyone managed to write down a license plate number, do not be afraid to knock on doors. Do not fret if you can’t find any witnesses. Depending on the specifics of your policy, your insurance company may cover the cost of auto body repairs.
Contact Law Enforcement to File Accident Report
You should call the law enforcement so they can create an accident report for the incident, even if you don’t have a suspect. Do not skip this step, your will need this report to file your insurance claim. Without a police-issued accident report, you may have trouble getting the coverage you need from your collision insurance, though you may feel contacting the police might seem unnecessary.
What Should You Document About a Car Accident?
Another critical component of the collision insurance repair process is documenting the accident and anything related to it. You’ll need to document the following pieces of information listed below to expedite the filing process.
1) The accident date and time, you may be able to estimate if you’re unsure.
2) the accident’s location.
3) Any witnesses you were able to locate needs to have names and contact information.
4) When the accident occurred, note any weather conditions.
5) Extent of the damage, photos really help your insurance provider.
Call Your Insurance when Someone Hits Your Car
While the details are still fresh in your mind, it is best to notify your insurer of the accident as soon as you can. You’ll need to contact your business’s or employer’s insurance company to inform them of the incident if you were driving a business vehicle and someone hit it and ran. For moving forward with the process of filing your claim, follow any instructions from your insurance rep.